Car Insurers Debate Over Future Profits

UK car insurers have been running an unprofitable business for 14 years. Independent market analysts, Datamonitor, say 2009 looks to be a profitable year despite the doubts

March 13, 2008

Budget Report Expectations

Chancellor Darling's Budget Report is expected to raise taxes on alcohol, fuel emissions, flights and many other issues concerning the economy. Tax burdens expected to increase on poorer families

March 12, 2008

Card Fraud Rises Again

Card fraud has increased over past year. Whilst chip and PIN technology has been successful in the UK, criminal activity overseas has increased 77 per cent

March 12, 2008

Tax Cuts Needed To Restore Confidence

Appeals for corporate tax cuts are submitted to the Treasury as it prepares its Budget report this Wednesday. Business and banking sectors are worried about the direction of the UK economy

March 10, 2008

First Time Buyers Take Hit From Stamp Duty

Stamp duty tax has not kept up with the rate of increase in house price inflation over the past decade. Yet another hurdle first-time buyers must leap over to get on the property ladder

March 10, 2008

Read all Finance News

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Compare Buy To Let Mortgages

In the UK, Buy to Let mortgages have become increasingly popular these days. The basic idea behind a Buy to Let mortgage is to purchase one or more properties to let, or rent out, as a medium to long term investment strategy. As a result of this popularity, more and more lenders are offering Buy to Let mortgages as part of their product range, as well as specialist lenders catering specifically to the Buy to Let investment market.

Here at the MoneyOutlet we realise that Buy to Let investors are searching for special rates and mortgage products with the property investor in mind. Whether this is your first Buy to Let mortgage or one more to add to your growing portfolio we can help you locate some of the best deals available.

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Mortgage providers used to offer only fixed rate options for the Buy to Let market however, now you can easily compare rates from fixed to discount to long term tracker rates and more. It is common practice for property investors to use interest only mortgages for their Buy to Let investment.

Generally speaking, lenders will require at least 10 to 20% deposit and you must meet their rent to interest calculation. This means that monthly rental income must exceed the interest only mortgage payment. In addition, most mortgage providers require the rental income to be at least 10 to 30% higher.

Each Buy to Let mortgage lender will have their own set of criteria before lending. For example, there may be restrictions to the type of tenant who occupies the property. In addition, some providers may not finance certain types of properties.

For more information on the best Buy to Let mortgage deals, or to access specialized Buy to Let products, simply fill in the form above for a free, no obligation quote. By connecting you with CeMAP certified mortgage brokers we are able to help you access 1000’s of mortgage deals to suit your specific needs. Whether you are a seasoned pro or a new landlord, having access to the Whole of Market will save you time and money!

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Published on September 24, 2007

Darling's Budget Report Highlights

Chancellor Alistair Darling delivers his first Budget Report yesterday. Highlighted in this article are some of the main points... Read More
March 13, 2008

Lending Falls Again Says CML

The amounts borrowed by first-time buyers and home movers continue to drop as the credit crunch takes further grip on the UK mortgage market. Remortgage activity is on the increase as many switch from fixed-rate deals to tracker mortgages in anticipation of further base rate decreases from the Bank of England... Read More
March 12, 2008

Interest Rates Kept At 5.25%

Yesterday, 6th March, the MPC decided to keep the base rate at 5.25 per cent. This decision was to be expected as the Bank focuses on the pressures of rising inflation and a slowing economy. Analysts are predicting another cut to 5 per cent to happen in May unless economic conditions weaken substantially. Whilst some feel the MPC shouldn't wait too long before the next cut, many agree with yesterday's decision... Read More
March 7, 2008

20 Per Cent Of Homeowners Fear Repayments

The UK's financial watchdog, the FSA, published a survey of over 500 mortgage holders which revealed 1 in 5 are worried about being unable to keep up with their mortgage repayments. It is estimated that 1.4 million fixed-rate or discount deals will expire this year raising monthly repayment amounts. Twenty five per cent of those surveyed admitted they had no contingency plans to meet these costs... Read More
March 6, 2008

Mortgage Criteria Becoming More Difficult

Mortgage borrowers are once again being hit with more criteria from lenders as the credit crunch becomes solidified in 2008. Not only have 100% and 125% mortgages been pulled from the shelf, now many lenders require a minimum of 10 per cent deposit in order to qualify for credit. It is now highly recommended to save as much as possible for your deposit and improve your credit history before applying... Read More
March 3, 2008

Read all Mortgage Articles

Personal Mortgage Centre - Tips & Information

• Mortgage Basics
• Remortgaging - The Basics
• Reasons to Remortgage
• Interest Only Mortgage - A Quick Guide
• Home Information Packs (HIPs) - A Brief Explanation