Car Insurers Debate Over Future Profits

UK car insurers have been running an unprofitable business for 14 years. Independent market analysts, Datamonitor, say 2009 looks to be a profitable year despite the doubts

March 13, 2008

Budget Report Expectations

Chancellor Darling's Budget Report is expected to raise taxes on alcohol, fuel emissions, flights and many other issues concerning the economy. Tax burdens expected to increase on poorer families

March 12, 2008

Card Fraud Rises Again

Card fraud has increased over past year. Whilst chip and PIN technology has been successful in the UK, criminal activity overseas has increased 77 per cent

March 12, 2008

Tax Cuts Needed To Restore Confidence

Appeals for corporate tax cuts are submitted to the Treasury as it prepares its Budget report this Wednesday. Business and banking sectors are worried about the direction of the UK economy

March 10, 2008

First Time Buyers Take Hit From Stamp Duty

Stamp duty tax has not kept up with the rate of increase in house price inflation over the past decade. Yet another hurdle first-time buyers must leap over to get on the property ladder

March 10, 2008

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Compare Cheap Life Insurance - Save time & money by comparing over 95% of the market!

To Get Your Free, No Obligation Quote simply click "Compare" - Apply Now & Save

There are 2 main types of UK life insurance: whole of life insurance and term insurance. Below you’ll find brief explanations of both to help you decide which life insurance policy would suit you and your needs best. There are additional types of insurance, such as investment-type insurance however here we will discuss the two general types of policies.

Whole of Life Insurance:

• This insurance policy covers your whole life, unlike term insurance (see below)
• Whole of Life pays guarantees to pay out upon your death
• This type of life insurance is recommended if, for example, you plan to leave money for your family after your death.
• You may be able to combine this policy type with term insurance.
• As whole of life insurance covers your whole life, it is usually more expensive.

Term Insurance:

• You are covered for a specific period of time and only pays out if you die before the policy expires. This is dictated by the 'term' of the policy.
• Enables you to structure your policy to pay off debts, such as a mortgage, after you die.
• Allows you to leave a lump sum amount to family.
• You are able to add 'critical illness cover' which will pay out in the event a qualified critical illness is discovered before the term of the policy ends.
• Is the cheapest of life insurance cover.

As with most UK insurance policies, as well as the unique criteria of each insurer, it is recommended to compare policies and quotes to find the best one to suit your personal life insurance needs. Today there are 100s of insurers competing to offer you a cheap life insurance quote.

Here at the MoneyOutlet you can compare over 95% of the UK's Top Life Insurance companies within minutes. For you free, no obligation quote simply Apply Now and be on your way to a secure financial future.

Published on September 26, 2007

Home Insurance And Keeping Costs Down

When it comes time to insure your home you may want to consider shopping online for the best deal. As 2008 expects to see many homeowners paying more on their mortgage payments as the credit crisis takes its grip, now more than ever UK homeowners should be on the lookout for cheaper deals on home insurance. In addition to comparing deals, there are steps one can take to help reduce costs... Read More
February 25, 2008

Annual Profits Of £571m For British Gas

A recent report discovered British Gas annual profits to soar more than six-fold to £571m. Other major energy companies also raised rates blaming rising costs in wholesale energy markets. Consumer group Energywatch is criticising British Gas and others calling for an investigation into energy supplies and the way the energy markets work. Meanwhile, shareholders are benefitting from profit share whilst customers are being hit with higher bills... Read More
February 22, 2008

Life Insurance Should Be Simple

Life insurance products are relatively straight forward. There are three main types to consider depending on the kind of cover you seek or find essential. Depending on what you would like to achieve with your life insurance will naturally affect monthly cost. One thing is for sure, quitting smoking and eating a sensible diet will lower your monthly premiums as well as offer you a healthier life-style... Read More
January 29, 2008

Norwich Union Life Get FSA Fine

The UK's financial watchdog, the Financial Services Authority, has recently fined Norwich Union Life for failing to protect customers against financial fraud. Norwich Union themselves realised there were security gaps and training in their Indian call centres was outdated. The insurer fully co-operated with the FSA during its investigation but the point seems to be that initial security measures must be in place from the beginning... Read More
December 21, 2007

Don't Forget Travel Insurance This Christmas

As Christmas approaches, many Brits are planning to travel to spend the holidays with family abroad. Most travellers forget to consider travel insurance when planning trips abroad. Executives of the British Insurance Broker's Association says long trip travel insurance is essential to not only protect your own personal well being but to provide cover for the holiday gifts you may bring to family... Read More
November 30, 2007

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Personal Insurance Centre - Tips & Information

• Insurance Explained
• Home Insurance – Important Facts
• How To Lower Your Home Insurance Premium
• Travel Insurance Policy - To Have Or Not To Have
• A Basic Introduction to Life Assurance