Money Outlet

Credit cards in the UK with a low APR generally work best for those who carry a balance forward each month on their credit card or who occasionally pay their balance in full. A low APR credit card offers a consistently low interest rate of around 8%-10%, unlike most 0% deals which revert back to a high standard rate once the introductory period is up.

If you are not looking for interest-free deals or simply do not wish to keep changing credit cards a low APR credit card is perhaps the best option for you. Even if you are unable to pay your balance in full you still have the advantage of a consistent APR which means you will not be charged over the odds.

Low APR credit cards in the UK as a rule do not tend to offer incentives such as 0% balance transfer, 0% card purchases, cashback or rewards schemes however, there are plenty of low APR cards that do. Simply click here and click on “Lowest APR Cards” on the credit card table to compare the deal that perfect for you.