Car Insurers Debate Over Future Profits

UK car insurers have been running an unprofitable business for 14 years. Independent market analysts, Datamonitor, say 2009 looks to be a profitable year despite the doubts

March 13, 2008

Budget Report Expectations

Chancellor Darling's Budget Report is expected to raise taxes on alcohol, fuel emissions, flights and many other issues concerning the economy. Tax burdens expected to increase on poorer families

March 12, 2008

Card Fraud Rises Again

Card fraud has increased over past year. Whilst chip and PIN technology has been successful in the UK, criminal activity overseas has increased 77 per cent

March 12, 2008

Tax Cuts Needed To Restore Confidence

Appeals for corporate tax cuts are submitted to the Treasury as it prepares its Budget report this Wednesday. Business and banking sectors are worried about the direction of the UK economy

March 10, 2008

First Time Buyers Take Hit From Stamp Duty

Stamp duty tax has not kept up with the rate of increase in house price inflation over the past decade. Yet another hurdle first-time buyers must leap over to get on the property ladder

March 10, 2008

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1 In 10 Credit Card Applications Rejected

Recent research into the credit card market suggest an increase in the number of people being rejected when applying for a new credit card. It is believed 1 in 10 will automatically be turned down as banks try to protect their bottom line.... Read More
March 5, 2008

Has Chip And Pin Been Successful?

It has now been two years since chip and pin was widely introduced in the UK. Primarily introduced to try and prevent credit card fraud, has it been successful two years on? 2004 saw costs of fraud in shops at £218m whilst in 2006 it dropped to £72m. Whilst there are reasons to feel more secure with chip and pin, APACS warns consumers of a rise in internet, telephone and mail order fraud... Read More
February 15, 2008

Credit Cards Criticised For Being Too Complicated

A recent report by the Office of Fair Trading has criticised credit card companies for making their products difficult to compare. The OFT also says consumers don't compare enough. Consumer group Which? asked for assistance from the OFT last year as it found card issuers were using 12 or more methods to calculate interest charges, cash advances, etc. This confusion has also recommended the FSA to step in and create a credit card comparison website... Read More
February 13, 2008

Egg Set to Cancel Credit Cards of Risky Customers

Credit lender Egg has recently announced they are taking action by canceling the accounts of customers they deem too 'high risk'. Egg is sending notice to approximately 161,000 credit card accounts notifying customers their card will stop working within 35 days time. Some customers are claiming they've never missed a payment, which has sparked investigation by the FSA... Read More
February 4, 2008

0% Cards Can Come With A Sting

Now that Christmas is behind us, many credit card holders in the UK will have transferred old debts onto a new balance transfer credit card to try and keep on top of their finances.The idea is to transfer balances over to a new card, typically offering 0% on balance transfers for several months to over a year. However, the problem that most people don't know about is something called 'negative order of payments'... Read More
January 30, 2008

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Personal Credit Card Centre - Tips & Information

• Credit Card Basics
• Smart Tips For Credit Card Users
• Establishing Your Credit
• Credit Card Fraud Explained
• How To Fight Credit Card Fraud
• Credit Cards: Keen To Go Green?